Commercial
Warehouse Line of Credit
Empower your mortgage origination with CMRE's Warehouse Line of Credit, designed to provide flexible capital for funding loans. Gain a competitive edge with rates starting at 8.5% and unlock your potential for growth with our streamlined approval process and dedicated support.
Program Benefits
Competitive interest rates starting at 8.5% to maximize profitability.
Flexible funding options to support a variety of loan products.
Streamlined approval process for quick access to capital.
Dedicated support team to guide you through every step.
Increase your lending capacity and market reach.
Manage cash flow effectively and capitalize on opportunities.
Program Highlights
Max LTV
75%
Min Credit Score
640
Max DTI
N/A
Loan Amount Range
Varies based on needs
Amortization Options
Eligible Properties
- N/A
Program Requirements
Income Documentation
- •Demonstrated history of successful loan origination.
- •Detailed business plan outlining growth strategy.
- •Financial projections demonstrating repayment capacity.
Asset Verification
- •Sufficient liquid assets to cover initial funding needs.
- •Adequate collateral to secure the line of credit.
- •Diversified loan portfolio to mitigate risk.
Insurance & Title
- •Comprehensive insurance coverage on all properties funded through the line of credit.
- •Errors and omissions insurance to protect against potential liabilities.
- •Fidelity bond coverage to safeguard against employee dishonesty.
Property Requirements
- •Minimum FICO score of 640.
- •Strong credit history with no recent bankruptcies or foreclosures.
- •Satisfactory debt-to-income ratio demonstrating responsible borrowing.
Application Process
Six simple steps from application to funding
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Why Choose Custom Mortgage?
Your trusted partner in real estate financing
Extensive Experience
Over 25 years of proven expertise in mortgage lending and real estate financing
Comprehensive Loan Options
Wide range of programs from conventional to specialized non-QM and hard money solutions
Nationwide Coverage
Licensed in multiple states with the ability to fund loans across the country
Flexible Solutions
Customized financing options for unique situations that traditional lenders decline
Competitive Rates
Access to wholesale pricing and volume discounts passed directly to our clients
No Upfront Fees
Transparent pricing with no application fees or upfront costs to get started
Frequently Asked Questions
A warehouse line of credit is a short-term credit facility used by mortgage lenders to fund loans before they are sold on the secondary market. It provides the necessary capital to originate mortgages and keep the lending process moving.
The benefits include increased lending capacity, improved cash flow management, and the ability to quickly capitalize on market opportunities. It allows lenders to fund more loans and grow their business efficiently.
Typical requirements include a strong track record of loan origination, adequate capital reserves, a robust risk management framework, and a solid business plan.
Sam K.
Senior Loan Strategist
With over 15 years in the mortgage industry, Sam specializes in complex jumbo and non-qm financing solutions, helping clients navigate unique financial landscapes.
NMLS #12345 | Certified Mortgage Advisor (CMA)
TESTIMONIALS
Success stories from families and investors across the nation who achieved their goals with CMRE.
"I've been working with Custom Mortgage and Real Estate for over five years now, and they've totally helped me get through a bunch of tricky transactions. Their team is super helpful all the way through, making sure everything goes off without a hitch. I seriously recommend Custom Mortgage to anyone who needs financing or a solid real estate broker."
RENE M
"I just worked with Custom Mortgage and Real Estate, and seriously, I can't recommend them enough. They have helped my family and me with a bunch of transactions, always receiving results that nobody else could. Their team is super responsive and really experienced, which made everything go through smoothly with no stress at all."
ARTHUR G
"As an investor in real estate and an agent, I totally count on Custom Mortgage and Real Estate for my deals since they've got loads of experience. They have these unique programs that I just can't find anywhere else, and it really gives me an advantage. After researching a number of companies, the offers from Custom Mortgage were the best out there."
