Commercial
Commercial Bridge Loans
Commercial Bridge Loans from CMRE provide fast, flexible financing for time-sensitive real estate opportunities. Secure the capital you need to acquire, renovate, or reposition commercial properties quickly, with rates starting at 8.5%. Benefit from our streamlined process and expert guidance to achieve your investment goals.
Program Benefits
Rapid Funding: Close deals quickly with our expedited loan process.
Flexible Terms: Tailored loan structures to meet your specific needs.
Short-Term Financing: Ideal for projects requiring temporary capital.
Acquisition and Renovation: Finance both property purchase and improvements.
Competitive Rates: Starting at 8.5%, enabling attractive returns on investment.
Experienced Guidance: Benefit from CMRE's expertise in commercial lending.
Program Highlights
Max LTV
75%
Min Credit Score
640
Max DTI
N/A
Loan Amount Range
$100K - $5M
Amortization Options
Eligible Properties
- Office Buildings
- Retail Spaces
- Industrial Properties
- Multifamily Buildings
- Mixed-Use Properties
Program Requirements
Income Documentation
- •Demonstrated ability to repay the loan based on project pro forma or existing income.
- •Clear documentation of all income sources related to the property or borrower.
- •Historical financial statements if applicable, showcasing profitability.
- •Debt Service Coverage Ratio (DSCR) that meets CMRE's minimum requirements.
Asset Verification
- •Sufficient liquid assets to cover down payment, closing costs, and reserves.
- •Verification of asset ownership and value through bank statements and appraisals.
- •Clear title to the property being financed or other collateral.
- •Personal or corporate financial statements demonstrating net worth.
Insurance & Title
- •Adequate property insurance coverage to protect against damage or loss.
- •Liability insurance to cover potential risks associated with the property.
- •Proof of insurance coverage with CMRE named as a mortgagee or beneficiary.
- •Flood insurance if the property is located in a flood zone.
Property Requirements
- •Minimum FICO score of 640.
- •Satisfactory credit history with no recent bankruptcies or foreclosures.
- •Detailed explanation for any past credit issues.
- •Positive references from previous lenders or creditors.
Application Process
Six simple steps from application to funding
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Why Choose Custom Mortgage?
Your trusted partner in real estate financing
Extensive Experience
Over 25 years of proven expertise in mortgage lending and real estate financing
Comprehensive Loan Options
Wide range of programs from conventional to specialized non-QM and hard money solutions
Nationwide Coverage
Licensed in multiple states with the ability to fund loans across the country
Flexible Solutions
Customized financing options for unique situations that traditional lenders decline
Competitive Rates
Access to wholesale pricing and volume discounts passed directly to our clients
No Upfront Fees
Transparent pricing with no application fees or upfront costs to get started
Frequently Asked Questions
Commercial Bridge Loans typically have terms ranging from 6 to 24 months.
They are commonly used for property acquisition, renovation, repositioning, and other time-sensitive real estate projects.
CMRE's streamlined process allows for expedited funding, often within a few weeks.
Interest rates on Commercial Bridge Loans are typically higher than traditional mortgages due to the short-term nature and increased risk. Rates start at 8.5% at CMRE and depend on the specifics of the project and the borrower's credit profile.
Sam K.
Senior Loan Strategist
With over 15 years in the mortgage industry, Sam specializes in complex jumbo and non-qm financing solutions, helping clients navigate unique financial landscapes.
NMLS #12345 | Certified Mortgage Advisor (CMA)
TESTIMONIALS
Success stories from families and investors across the nation who achieved their goals with CMRE.
"I've been working with Custom Mortgage and Real Estate for over five years now, and they've totally helped me get through a bunch of tricky transactions. Their team is super helpful all the way through, making sure everything goes off without a hitch. I seriously recommend Custom Mortgage to anyone who needs financing or a solid real estate broker."
RENE M
"I just worked with Custom Mortgage and Real Estate, and seriously, I can't recommend them enough. They have helped my family and me with a bunch of transactions, always receiving results that nobody else could. Their team is super responsive and really experienced, which made everything go through smoothly with no stress at all."
ARTHUR G
"As an investor in real estate and an agent, I totally count on Custom Mortgage and Real Estate for my deals since they've got loads of experience. They have these unique programs that I just can't find anywhere else, and it really gives me an advantage. After researching a number of companies, the offers from Custom Mortgage were the best out there."
