Hard Money
Fix and Flip Mortgages
Unlock the potential of your next real estate investment with CMRE's Fix and Flip Mortgages. Designed for experienced investors, our hard money loans provide the capital you need for renovations and quick resale. With rates starting at 9.875% and flexible terms, CMRE empowers you to maximize your returns.
Program Benefits
Fast funding for quick project turnaround.
Competitive rates starting at 9.875% for qualified borrowers.
Financing available for up to 70% Loan-to-Value (LTV).
Streamlined application process for experienced investors.
Expert guidance throughout the entire loan process.
Opportunity to increase property value and generate substantial profits.
Program Highlights
Max LTV
70%
Min Credit Score
600
Max DTI
50%
Loan Amount Range
$50,000 - $2,000,000
Amortization Options
Eligible Properties
- Single Family
- Townhouse
- Condo
Program Requirements
Income Documentation
- •Demonstrated experience in real estate investment and property renovation.
- •Sufficient income to cover loan payments and project expenses.
- •Provide documentation of income sources, such as tax returns and bank statements.
Asset Verification
- •Proof of funds for down payment, closing costs, and renovation budget.
- •Liquid assets available to cover unexpected project costs.
- •Detailed budget outlining renovation expenses and projected resale value.
Insurance & Title
- •Hazard insurance to protect the property during renovation.
- •Liability insurance to cover potential accidents on the property.
- •Builder's risk insurance to cover damages during construction.
Property Requirements
- •Minimum FICO score of 600.
- •Review of credit history to assess risk.
- •Explanation of any past credit issues and demonstration of responsible credit management.
Application Process
Six simple steps from application to funding
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Why Choose Custom Mortgage?
Your trusted partner in real estate financing
Extensive Experience
Over 25 years of proven expertise in mortgage lending and real estate financing
Comprehensive Loan Options
Wide range of programs from conventional to specialized non-QM and hard money solutions
Nationwide Coverage
Licensed in multiple states with the ability to fund loans across the country
Flexible Solutions
Customized financing options for unique situations that traditional lenders decline
Competitive Rates
Access to wholesale pricing and volume discounts passed directly to our clients
No Upfront Fees
Transparent pricing with no application fees or upfront costs to get started
Frequently Asked Questions
Fix and flip loans typically have terms ranging from 6 to 24 months, depending on the scope of the renovation project.
In addition to the interest rate (starting at 9.875%), fix and flip loans may include origination fees, appraisal fees, title insurance, and other closing costs. Some lenders may also charge prepayment penalties.
CMRE understands the importance of speed in the fix and flip market. We strive to provide fast funding, often within a matter of days after approval, to help you seize opportunities quickly.
Sam K.
Senior Loan Strategist
With over 15 years in the mortgage industry, Sam specializes in complex jumbo and non-qm financing solutions, helping clients navigate unique financial landscapes.
NMLS #12345 | Certified Mortgage Advisor (CMA)
TESTIMONIALS
Success stories from families and investors across the nation who achieved their goals with CMRE.
"I've been working with Custom Mortgage and Real Estate for over five years now, and they've totally helped me get through a bunch of tricky transactions. Their team is super helpful all the way through, making sure everything goes off without a hitch. I seriously recommend Custom Mortgage to anyone who needs financing or a solid real estate broker."
RENE M
"I just worked with Custom Mortgage and Real Estate, and seriously, I can't recommend them enough. They have helped my family and me with a bunch of transactions, always receiving results that nobody else could. Their team is super responsive and really experienced, which made everything go through smoothly with no stress at all."
ARTHUR G
"As an investor in real estate and an agent, I totally count on Custom Mortgage and Real Estate for my deals since they've got loads of experience. They have these unique programs that I just can't find anywhere else, and it really gives me an advantage. After researching a number of companies, the offers from Custom Mortgage were the best out there."
