Commercial
Office Building Loans
Secure the funding you need for your office building investment with CMRE's Office Building Loans. Our flexible commercial loan program offers competitive rates, starting at 8.5%, and favorable terms to help you acquire, refinance, or improve your office property. Unlock the potential of your commercial real estate ventures with CMRE.
Program Benefits
Competitive interest rates starting at 8.5% for qualified borrowers.
Financing available for purchase, refinance, or renovation projects.
Loan amounts tailored to meet your specific investment needs.
Flexible repayment options to suit your cash flow.
Expert guidance throughout the loan process.
Opportunity to build equity and grow your commercial real estate portfolio.
Program Highlights
Max LTV
75%
Min Credit Score
640
Max DTI
55%
Loan Amount Range
$100,000 - $5,000,000+
Amortization Options
Eligible Properties
- Multi-Tenant Office Buildings
- Single-Tenant Office Buildings
- Medical Office Buildings
- Professional Office Suites
Program Requirements
Income Documentation
- •Demonstrated history of stable business income.
- •Sufficient cash flow to cover loan payments and operating expenses.
- •Detailed financial statements, including profit and loss statements and balance sheets.
Asset Verification
- •Down payment or equity of at least 25% (based on a maximum LTV of 75%).
- •Liquid assets to cover closing costs and reserves.
- •Appraisal of the office building to determine its market value.
Insurance & Title
- •Property insurance to cover damage from fire, weather, and other perils.
- •Liability insurance to protect against lawsuits.
- •Business interruption insurance to cover lost income in the event of a covered loss.
Property Requirements
- •Minimum FICO score of 640.
- •Strong credit history with no recent bankruptcies or foreclosures.
- •Low debt-to-income ratio to demonstrate ability to manage debt.
Application Process
Six simple steps from application to funding
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Why Choose Custom Mortgage?
Your trusted partner in real estate financing
Extensive Experience
Over 25 years of proven expertise in mortgage lending and real estate financing
Comprehensive Loan Options
Wide range of programs from conventional to specialized non-QM and hard money solutions
Nationwide Coverage
Licensed in multiple states with the ability to fund loans across the country
Flexible Solutions
Customized financing options for unique situations that traditional lenders decline
Competitive Rates
Access to wholesale pricing and volume discounts passed directly to our clients
No Upfront Fees
Transparent pricing with no application fees or upfront costs to get started
Frequently Asked Questions
Interest rates vary depending on factors such as credit score, loan amount, and market conditions. CMRE's office building loans start at 8.5% for qualified borrowers. Contact us for a personalized rate quote.
The maximum LTV ratio is typically 75%, meaning you will need a down payment or equity of at least 25%.
Eligible properties include multi-tenant office buildings, single-tenant office buildings, medical office buildings, and professional office suites.
CMRE requires a minimum FICO score of 640 for office building loan applicants.
Sam K.
Senior Loan Strategist
With over 15 years in the mortgage industry, Sam specializes in complex jumbo and non-qm financing solutions, helping clients navigate unique financial landscapes.
NMLS #12345 | Certified Mortgage Advisor (CMA)
TESTIMONIALS
Success stories from families and investors across the nation who achieved their goals with CMRE.
"I've been working with Custom Mortgage and Real Estate for over five years now, and they've totally helped me get through a bunch of tricky transactions. Their team is super helpful all the way through, making sure everything goes off without a hitch. I seriously recommend Custom Mortgage to anyone who needs financing or a solid real estate broker."
RENE M
"I just worked with Custom Mortgage and Real Estate, and seriously, I can't recommend them enough. They have helped my family and me with a bunch of transactions, always receiving results that nobody else could. Their team is super responsive and really experienced, which made everything go through smoothly with no stress at all."
ARTHUR G
"As an investor in real estate and an agent, I totally count on Custom Mortgage and Real Estate for my deals since they've got loads of experience. They have these unique programs that I just can't find anywhere else, and it really gives me an advantage. After researching a number of companies, the offers from Custom Mortgage were the best out there."
