Commercial
Dental Practice Loan
Secure the financing you need to start, expand, or improve your dental practice with CMRE's Dental Practice Loan program. Benefit from competitive rates, starting at 8.5%, and flexible terms designed to help you achieve your business goals. We provide tailored solutions to support your practice's success.
Program Benefits
Competitive interest rates, starting at 8.5%, to maximize your investment.
Flexible loan terms tailored to your specific financial needs.
Financing available for practice acquisition, expansion, or renovation.
Streamlined application process for quick and efficient funding.
Expert guidance from experienced commercial loan specialists.
Opportunity to build equity in your dental practice.
Program Highlights
Max LTV
75%
Min Credit Score
640
Max DTI
50%
Loan Amount Range
$100,000 - $5,000,000
Amortization Options
Eligible Properties
- Medical Office
- Mixed Use
- Stand Alone Building
Program Requirements
Income Documentation
- •Demonstrate consistent revenue stream from existing practice or pro forma projections for new practices.
- •Provide detailed financial statements, including profit and loss statements and balance sheets.
- •Submit tax returns for the past two to three years.
- •Proof of personal income to support debt repayment.
Asset Verification
- •Verification of sufficient assets to cover down payment and closing costs.
- •Detailed appraisal of the dental practice or property being financed.
- •Documentation of any collateral being used to secure the loan.
- •Review of existing business assets and liabilities.
Insurance & Title
- •Business liability insurance coverage.
- •Property insurance, if applicable.
- •Malpractice insurance coverage.
- •Proof of adequate insurance coverage to protect the practice.
Property Requirements
- •Minimum FICO score of 640.
- •Review of personal and business credit history.
- •No recent bankruptcies or major derogatory credit events.
- •Demonstrated history of responsible credit management.
Application Process
Six simple steps from application to funding
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Why Choose Custom Mortgage?
Your trusted partner in real estate financing
Extensive Experience
Over 25 years of proven expertise in mortgage lending and real estate financing
Comprehensive Loan Options
Wide range of programs from conventional to specialized non-QM and hard money solutions
Nationwide Coverage
Licensed in multiple states with the ability to fund loans across the country
Flexible Solutions
Customized financing options for unique situations that traditional lenders decline
Competitive Rates
Access to wholesale pricing and volume discounts passed directly to our clients
No Upfront Fees
Transparent pricing with no application fees or upfront costs to get started
Frequently Asked Questions
A dental practice loan can be used for various purposes, including purchasing an existing practice, starting a new practice, renovating or expanding your current office, purchasing new equipment, refinancing existing debt, and covering working capital expenses.
Interest rates for dental practice loans vary depending on factors such as your credit score, loan amount, and the lender's policies. CMRE's Dental Practice Loans start at 8.5%. Contact us for a personalized rate quote.
The maximum loan amount you can borrow depends on your financial situation, the value of the practice, and the lender's guidelines. CMRE offers loan amounts ranging from $100,000 to $5,000,000.
The loan-to-value (LTV) ratio is the amount of the loan compared to the appraised value of the property or practice. For CMRE's Dental Practice Loan, the maximum LTV is 75%.
Sam K.
Senior Loan Strategist
With over 15 years in the mortgage industry, Sam specializes in complex jumbo and non-qm financing solutions, helping clients navigate unique financial landscapes.
NMLS #12345 | Certified Mortgage Advisor (CMA)
TESTIMONIALS
Success stories from families and investors across the nation who achieved their goals with CMRE.
"I've been working with Custom Mortgage and Real Estate for over five years now, and they've totally helped me get through a bunch of tricky transactions. Their team is super helpful all the way through, making sure everything goes off without a hitch. I seriously recommend Custom Mortgage to anyone who needs financing or a solid real estate broker."
RENE M
"I just worked with Custom Mortgage and Real Estate, and seriously, I can't recommend them enough. They have helped my family and me with a bunch of transactions, always receiving results that nobody else could. Their team is super responsive and really experienced, which made everything go through smoothly with no stress at all."
ARTHUR G
"As an investor in real estate and an agent, I totally count on Custom Mortgage and Real Estate for my deals since they've got loads of experience. They have these unique programs that I just can't find anywhere else, and it really gives me an advantage. After researching a number of companies, the offers from Custom Mortgage were the best out there."
