Residential
Jumbo Mortgages
Dreaming of a luxury home but need a mortgage that exceeds conventional limits? CMRE's Jumbo Mortgages offer financing solutions for high-value properties, with rates starting at 6.875%. Unlock your dream home with our flexible terms and personalized service.
Program Benefits
Financing for loan amounts exceeding conventional mortgage limits.
Competitive interest rates, starting at 6.875%, tailored to your financial profile.
Flexible loan options to suit your unique needs and financial goals.
Streamlined application and approval process for a hassle-free experience.
Dedicated support from experienced mortgage professionals.
Opportunity to purchase your dream home without being limited by conventional loan restrictions.
Program Highlights
Max LTV
97%
Min Credit Score
620
Max DTI
50%
Loan Amount Range
$500K+
Amortization Options
Eligible Properties
- Single Family
- Condo
- Townhouse
- Multi-Family (1-4 units)
Program Requirements
Income Documentation
- •Consistent and verifiable income history.
- •Sufficient income to comfortably manage mortgage payments and other debts.
- •Documentation such as pay stubs, W-2s, and tax returns may be required.
Asset Verification
- •Sufficient assets to cover down payment, closing costs, and reserves.
- •Verification of assets through bank statements and investment account statements.
- •Liquid assets, such as savings accounts and marketable securities, are preferred.
Insurance & Title
- •Homeowners insurance to protect against property damage.
- •Flood insurance may be required if the property is located in a flood zone.
- •Mortgage insurance may be required depending on the loan-to-value ratio.
Property Requirements
- •Minimum FICO score of 620 required.
- •Strong credit history with a record of responsible credit management.
- •Low debt-to-income ratio preferred.
Application Process
Six simple steps from application to funding
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Why Choose Custom Mortgage?
Your trusted partner in real estate financing
Extensive Experience
Over 25 years of proven expertise in mortgage lending and real estate financing
Comprehensive Loan Options
Wide range of programs from conventional to specialized non-QM and hard money solutions
Nationwide Coverage
Licensed in multiple states with the ability to fund loans across the country
Flexible Solutions
Customized financing options for unique situations that traditional lenders decline
Competitive Rates
Access to wholesale pricing and volume discounts passed directly to our clients
No Upfront Fees
Transparent pricing with no application fees or upfront costs to get started
Frequently Asked Questions
A jumbo mortgage is a loan that exceeds the conforming loan limits set by Fannie Mae and Freddie Mac. These limits vary by location and are updated annually.
Interest rates on jumbo mortgages can vary depending on market conditions, credit score, loan amount, and other factors. CMRE offers competitive rates starting at 6.875%.
The down payment requirements for a jumbo mortgage can vary depending on the lender and the loan amount. In many cases, a down payment of 10% or more may be required.
Contact CMRE today to speak with one of our experienced mortgage professionals. We'll guide you through the application process and help you find the best jumbo mortgage solution for your needs.
Sam K.
Senior Loan Strategist
With over 15 years in the mortgage industry, Sam specializes in complex jumbo and non-qm financing solutions, helping clients navigate unique financial landscapes.
NMLS #12345 | Certified Mortgage Advisor (CMA)
TESTIMONIALS
Success stories from families and investors across the nation who achieved their goals with CMRE.
"I've been working with Custom Mortgage and Real Estate for over five years now, and they've totally helped me get through a bunch of tricky transactions. Their team is super helpful all the way through, making sure everything goes off without a hitch. I seriously recommend Custom Mortgage to anyone who needs financing or a solid real estate broker."
RENE M
"I just worked with Custom Mortgage and Real Estate, and seriously, I can't recommend them enough. They have helped my family and me with a bunch of transactions, always receiving results that nobody else could. Their team is super responsive and really experienced, which made everything go through smoothly with no stress at all."
ARTHUR G
"As an investor in real estate and an agent, I totally count on Custom Mortgage and Real Estate for my deals since they've got loads of experience. They have these unique programs that I just can't find anywhere else, and it really gives me an advantage. After researching a number of companies, the offers from Custom Mortgage were the best out there."
