Commercial
Cannabis Real Estate Loan
Unlock the potential of the burgeoning cannabis industry with CMRE's Cannabis Real Estate Loans. We provide tailored financing solutions for entrepreneurs and businesses seeking to invest in cannabis-related properties. With rates starting at 8.5%, our program offers a pathway to ownership and expansion in this dynamic market.
Program Benefits
Competitive rates starting at 8.5% to maximize your investment potential.
Financing available for a variety of cannabis-related property types.
Expand your operations with strategic real estate acquisitions.
Secure long-term stability through property ownership.
Flexible loan terms to fit your specific business needs and cash flow.
Guidance from experienced professionals familiar with the cannabis industry.
Program Highlights
Max LTV
75%
Min Credit Score
640
Max DTI
50%
Loan Amount Range
$100K - $5M
Amortization Options
Eligible Properties
- Grow Facilities
- Dispensaries
- Processing Plants
- Testing Labs
- Retail Spaces
Program Requirements
Income Documentation
- •Demonstrated profitability and consistent revenue streams.
- •Comprehensive business plan outlining projected income.
- •Tax returns and financial statements for the past two to three years.
- •Personal income verification for all guarantors.
Asset Verification
- •Sufficient liquid assets for down payment and closing costs.
- •Detailed list of business assets, including equipment and inventory.
- •Appraisal of the property being financed.
- •Verification of any additional collateral offered.
Insurance & Title
- •Adequate property insurance coverage.
- •General liability insurance.
- •Crop insurance (if applicable).
- •Business interruption insurance.
Property Requirements
- •Minimum FICO score of 640.
- •Positive credit history with no recent bankruptcies or foreclosures.
- •Demonstrated ability to manage debt responsibly.
- •Clear explanation for any past credit issues.
Application Process
Six simple steps from application to funding
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Why Choose Custom Mortgage?
Your trusted partner in real estate financing
Extensive Experience
Over 25 years of proven expertise in mortgage lending and real estate financing
Comprehensive Loan Options
Wide range of programs from conventional to specialized non-QM and hard money solutions
Nationwide Coverage
Licensed in multiple states with the ability to fund loans across the country
Flexible Solutions
Customized financing options for unique situations that traditional lenders decline
Competitive Rates
Access to wholesale pricing and volume discounts passed directly to our clients
No Upfront Fees
Transparent pricing with no application fees or upfront costs to get started
Frequently Asked Questions
Our program covers a wide range of cannabis-related properties, including grow facilities, dispensaries, processing plants, testing labs, and retail spaces. Eligibility depends on factors like zoning regulations, property condition, and business plan.
The minimum FICO score is 640. However, other factors such as credit history, income, and assets are also considered when evaluating your application.
The maximum LTV is 75%. This means you'll need to provide a down payment of at least 25% of the property's purchase price or appraised value.
Interest rates start at 8.5% and are determined based on various factors, including credit score, loan amount, and property type. Contact us today for a personalized quote.
Sam K.
Senior Loan Strategist
With over 15 years in the mortgage industry, Sam specializes in complex jumbo and non-qm financing solutions, helping clients navigate unique financial landscapes.
NMLS #12345 | Certified Mortgage Advisor (CMA)
TESTIMONIALS
Success stories from families and investors across the nation who achieved their goals with CMRE.
"I've been working with Custom Mortgage and Real Estate for over five years now, and they've totally helped me get through a bunch of tricky transactions. Their team is super helpful all the way through, making sure everything goes off without a hitch. I seriously recommend Custom Mortgage to anyone who needs financing or a solid real estate broker."
RENE M
"I just worked with Custom Mortgage and Real Estate, and seriously, I can't recommend them enough. They have helped my family and me with a bunch of transactions, always receiving results that nobody else could. Their team is super responsive and really experienced, which made everything go through smoothly with no stress at all."
ARTHUR G
"As an investor in real estate and an agent, I totally count on Custom Mortgage and Real Estate for my deals since they've got loads of experience. They have these unique programs that I just can't find anywhere else, and it really gives me an advantage. After researching a number of companies, the offers from Custom Mortgage were the best out there."
