Commercial
Commercial Hard Money
Secure fast and flexible funding for your commercial real estate ventures with CMRE's Commercial Hard Money loans. Ideal for time-sensitive acquisitions and projects, these loans offer quick closing times and are secured by the property itself. Interest rates starting at 8.5%.
Program Benefits
Fast closing times, often within days.
Flexible loan terms tailored to your specific project needs.
Ideal for fix-and-flip projects, bridge financing, and short-term investments.
Asset-based lending focuses on the property's value, not just your credit score.
Access capital for projects that may not qualify for traditional financing.
Competitive rates starting at 8.5% for qualified borrowers.
Program Highlights
Max LTV
75%
Min Credit Score
640
Max DTI
N/A
Loan Amount Range
$50K - $5M
Amortization Options
Eligible Properties
- Office Buildings
- Retail Spaces
- Industrial Properties
- Multi-Family Units
- Land
Program Requirements
Income Documentation
- •Demonstrated ability to manage and repay the loan.
- •Sufficient cash flow to cover loan payments.
- •Projected income from the property (if applicable).
Asset Verification
- •Clear title to the property securing the loan.
- •Sufficient equity in the property or other assets.
- •Proof of funds for down payment and closing costs.
Insurance & Title
- •Hazard insurance covering the full replacement value of the property.
- •Liability insurance to protect against potential claims.
- •Flood insurance if the property is located in a flood zone.
Property Requirements
- •Minimum FICO score of 640.
- •Review of credit history to assess risk.
- •Explanation of any past credit issues.
Application Process
Six simple steps from application to funding
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Why Choose Custom Mortgage?
Your trusted partner in real estate financing
Extensive Experience
Over 25 years of proven expertise in mortgage lending and real estate financing
Comprehensive Loan Options
Wide range of programs from conventional to specialized non-QM and hard money solutions
Nationwide Coverage
Licensed in multiple states with the ability to fund loans across the country
Flexible Solutions
Customized financing options for unique situations that traditional lenders decline
Competitive Rates
Access to wholesale pricing and volume discounts passed directly to our clients
No Upfront Fees
Transparent pricing with no application fees or upfront costs to get started
Frequently Asked Questions
Interest rates for commercial hard money loans are typically higher than traditional bank loans, reflecting the increased risk and shorter loan terms. At CMRE, our rates start at 8.5%, but the actual rate will depend on factors such as the property's value, the borrower's creditworthiness, and the loan-to-value ratio.
One of the main advantages of hard money loans is their speed. At CMRE, we can often approve and fund loans within days, depending on the complexity of the transaction and the availability of required documentation.
The maximum LTV ratio for a commercial hard money loan varies depending on the lender and the specific property. At CMRE, we typically offer LTVs up to 75% for qualified borrowers.
Sam K.
Senior Loan Strategist
With over 15 years in the mortgage industry, Sam specializes in complex jumbo and non-qm financing solutions, helping clients navigate unique financial landscapes.
NMLS #12345 | Certified Mortgage Advisor (CMA)
TESTIMONIALS
Success stories from families and investors across the nation who achieved their goals with CMRE.
"I've been working with Custom Mortgage and Real Estate for over five years now, and they've totally helped me get through a bunch of tricky transactions. Their team is super helpful all the way through, making sure everything goes off without a hitch. I seriously recommend Custom Mortgage to anyone who needs financing or a solid real estate broker."
RENE M
"I just worked with Custom Mortgage and Real Estate, and seriously, I can't recommend them enough. They have helped my family and me with a bunch of transactions, always receiving results that nobody else could. Their team is super responsive and really experienced, which made everything go through smoothly with no stress at all."
ARTHUR G
"As an investor in real estate and an agent, I totally count on Custom Mortgage and Real Estate for my deals since they've got loads of experience. They have these unique programs that I just can't find anywhere else, and it really gives me an advantage. After researching a number of companies, the offers from Custom Mortgage were the best out there."
