Commercial
Equipment Financing
Secure the equipment you need to grow your business with CMRE's Equipment Financing. Unlock your potential with competitive rates starting at 8.5% and flexible terms tailored to your unique needs. We provide streamlined financing solutions designed to help you acquire essential equipment quickly and efficiently.
Program Benefits
Competitive rates starting at 8.5% for eligible businesses.
Flexible repayment terms to match your cash flow.
Financing available for a wide range of equipment types.
Streamlined application and approval process for quick access to capital.
Maximize your purchasing power with up to 75% Loan-to-Value (LTV).
Minimum FICO score of 640 allows access for many businesses.
Program Highlights
Max LTV
75%
Min Credit Score
640
Max DTI
55%
Loan Amount Range
$50,000 - $5,000,000
Amortization Options
Eligible Properties
- Manufacturing Facilities
- Warehouses
- Retail Spaces
- Office Buildings
Program Requirements
Income Documentation
- •Demonstrate consistent revenue stream sufficient to cover loan payments.
- •Provide detailed financial statements for the past 2-3 years.
- •Business tax returns for the past 2-3 years.
Asset Verification
- •List of existing business assets and their appraised value.
- •Documentation of any collateral offered to secure the loan.
- •Bank statements demonstrating sufficient cash reserves.
Insurance & Title
- •General liability insurance to protect against unforeseen circumstances.
- •Property insurance covering the equipment being financed.
- •Business interruption insurance to mitigate potential revenue loss.
Property Requirements
- •Minimum FICO score of 640 or higher.
- •Demonstrate a strong history of responsible credit management.
- •Provide information on any existing business loans or lines of credit.
- •No recent bankruptcies or significant credit issues.
Application Process
Six simple steps from application to funding
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Why Choose Custom Mortgage?
Your trusted partner in real estate financing
Extensive Experience
Over 25 years of proven expertise in mortgage lending and real estate financing
Comprehensive Loan Options
Wide range of programs from conventional to specialized non-QM and hard money solutions
Nationwide Coverage
Licensed in multiple states with the ability to fund loans across the country
Flexible Solutions
Customized financing options for unique situations that traditional lenders decline
Competitive Rates
Access to wholesale pricing and volume discounts passed directly to our clients
No Upfront Fees
Transparent pricing with no application fees or upfront costs to get started
Frequently Asked Questions
A wide range of equipment can be financed, including manufacturing machinery, construction equipment, medical devices, transportation vehicles, and office equipment. The eligibility depends on the lender's specific criteria and the equipment's intended use.
Equipment financing terms typically range from 3 to 10 years, depending on the type of equipment, the loan amount, and the borrower's creditworthiness. Shorter terms result in higher monthly payments but lower overall interest paid, while longer terms offer lower monthly payments but higher overall interest costs.
In most cases, the equipment being financed serves as collateral for the loan. However, lenders may also require additional collateral, such as other business assets, depending on the loan amount and the borrower's financial profile.
Sam K.
Senior Loan Strategist
With over 15 years in the mortgage industry, Sam specializes in complex jumbo and non-qm financing solutions, helping clients navigate unique financial landscapes.
NMLS #12345 | Certified Mortgage Advisor (CMA)
TESTIMONIALS
Success stories from families and investors across the nation who achieved their goals with CMRE.
"I've been working with Custom Mortgage and Real Estate for over five years now, and they've totally helped me get through a bunch of tricky transactions. Their team is super helpful all the way through, making sure everything goes off without a hitch. I seriously recommend Custom Mortgage to anyone who needs financing or a solid real estate broker."
RENE M
"I just worked with Custom Mortgage and Real Estate, and seriously, I can't recommend them enough. They have helped my family and me with a bunch of transactions, always receiving results that nobody else could. Their team is super responsive and really experienced, which made everything go through smoothly with no stress at all."
ARTHUR G
"As an investor in real estate and an agent, I totally count on Custom Mortgage and Real Estate for my deals since they've got loads of experience. They have these unique programs that I just can't find anywhere else, and it really gives me an advantage. After researching a number of companies, the offers from Custom Mortgage were the best out there."
