Commercial
Startup Business Loan
Fuel your entrepreneurial dreams with CMRE's Startup Business Loan program. We provide the capital you need to launch and grow your business, offering competitive rates and flexible terms. Get your startup off the ground with a loan designed for success.
Program Benefits
Competitive rates, starting at 8.5%, to minimize your initial borrowing costs.
Flexible loan terms tailored to your specific business needs and growth projections.
Financing available for a wide range of startup expenses, including equipment, inventory, and working capital.
Streamlined application process for quick access to the funds you need to launch your business.
Expert guidance from our experienced loan specialists throughout the application and funding process.
Opportunity to build business credit and establish a strong financial foundation for future growth.
Program Highlights
Max LTV
75%
Min Credit Score
640
Max DTI
50%
Loan Amount Range
$50,000 - $2,000,000
Amortization Options
Eligible Properties
- Office Space
- Retail Space
- Warehouse
- Mixed-Use
Program Requirements
Income Documentation
- •Detailed business plan with projected revenue and expenses.
- •Personal income verification (e.g., tax returns, pay stubs) for all business owners.
- •Demonstrated market demand for your product or service.
- •Financial projections showing the ability to repay the loan.
Asset Verification
- •Personal and business asset statements.
- •Collateral may be required depending on the loan amount and business type.
- •Verification of any existing business assets (e.g., equipment, inventory).
Insurance & Title
- •Business liability insurance.
- •Property insurance (if applicable).
- •Workers' compensation insurance (if applicable).
Property Requirements
- •Minimum FICO score of 640.
- •Review of personal and business credit history.
- •No recent bankruptcies or significant derogatory credit events.
- •Satisfactory credit references from suppliers and vendors.
Application Process
Six simple steps from application to funding
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Why Choose Custom Mortgage?
Your trusted partner in real estate financing
Extensive Experience
Over 25 years of proven expertise in mortgage lending and real estate financing
Comprehensive Loan Options
Wide range of programs from conventional to specialized non-QM and hard money solutions
Nationwide Coverage
Licensed in multiple states with the ability to fund loans across the country
Flexible Solutions
Customized financing options for unique situations that traditional lenders decline
Competitive Rates
Access to wholesale pricing and volume discounts passed directly to our clients
No Upfront Fees
Transparent pricing with no application fees or upfront costs to get started
Frequently Asked Questions
Startup Business Loans can be used for a variety of business-related expenses, including working capital, equipment purchases, inventory, marketing, and leasehold improvements.
Loan amounts vary depending on your business needs and financial qualifications. CMRE offers Startup Business Loans ranging from $50,000 to $2,000,000.
The approval timeline depends on the completeness of your application and the complexity of your business. CMRE strives to provide quick and efficient loan processing, with most applications reviewed within a few business days.
There may be application fees, origination fees, or other closing costs associated with a Startup Business Loan. Your CMRE loan specialist will provide you with a detailed breakdown of all applicable fees.
Sam K.
Senior Loan Strategist
With over 15 years in the mortgage industry, Sam specializes in complex jumbo and non-qm financing solutions, helping clients navigate unique financial landscapes.
NMLS #12345 | Certified Mortgage Advisor (CMA)
TESTIMONIALS
Success stories from families and investors across the nation who achieved their goals with CMRE.
"I've been working with Custom Mortgage and Real Estate for over five years now, and they've totally helped me get through a bunch of tricky transactions. Their team is super helpful all the way through, making sure everything goes off without a hitch. I seriously recommend Custom Mortgage to anyone who needs financing or a solid real estate broker."
RENE M
"I just worked with Custom Mortgage and Real Estate, and seriously, I can't recommend them enough. They have helped my family and me with a bunch of transactions, always receiving results that nobody else could. Their team is super responsive and really experienced, which made everything go through smoothly with no stress at all."
ARTHUR G
"As an investor in real estate and an agent, I totally count on Custom Mortgage and Real Estate for my deals since they've got loads of experience. They have these unique programs that I just can't find anywhere else, and it really gives me an advantage. After researching a number of companies, the offers from Custom Mortgage were the best out there."
